3 things...
- There once was a speaker designer who claimed changing the quality of parts in a crossover (while maintaining the same circuit design) changed the sound of the speaker. Many disbelieved. So, he installed an upgraded crossover in a set of 2-way speakers w/ an A/B switch, and graciously sent them to nonbelievers to experience first-hand, in their own listening space, with their own equipment. If I recall the results of the experiment correctly, the ability to distinguish "Crossover A" from "Crossover B" was unanimous, and the preference was for the crossover with "better" parts. If the additional expense is "worth it" is always a source of debate.
- I believe if crossovers were externally mounted (and on display like audio jewelry) the quality of the parts would increase dramatically. And, yes, cost would increase dramatically, too.
- There is no "best crossover" (including the "no crossover" option). There are only trade-offs.