Thank you all for your responses. A lot to think about here.
@missioncoonery & @mofojo I agree and am tempted by getting a "better" speaker, and a used pair of Sonus faber would allow me to move up the line from the Sonetto V I am considering new, but my concern is that I have been burned before on used online audio (and watch) purchases and this would be a lot of money (for me anyway) to get burned for if it didn't work out again.
I really was saving for the B&W 805 D3. I heard them in Columbus hooked up to the McIntosh MC152, which I have and fell in love. I just couldn't afford them at the time. Now I see used pairs for about $4,500 and am tempted, but I don't want to get screwed again with online used. The new 805 D4 are now $8,500 and out of range. $6,500 for the D3 was doable with saving, but I do not (read shouldn't) want to spend $8,500 on speakers as I have other responsibilities in life.
@audioman58 my room is only 10' x 11' with an 8' ceiling. I know that would normally say 2-way monitor and be done. I feel (and may be wrong) that monitors on stands have the same footprint as a slim tower and If I get a quality slim tower it will probably have a wider frequency response. It is a small dedicated listening room, only the system, some room treatments, and a chair are in the room.

