Thanks for taking the time to provide that information. My take on what you wrote (this is not my area of expertise) is that if I were to use a capacitor the way I proposed, that would result in a shallow attenuation slope that would possibly be hard to match with the slope of the low pass subwoofer filter? That does sound like a possible downside.
On the second point, I understand the full range signal still goes to my speakers in your example, but I am wondering if it isn't beneficial for the speakers to only see a high pass filtered signal. If they see full range, doesn't that mean you give up some of the benefit in mid/high-end clarity from shifting the low end exclusively to the sub?
I am not tied to this idea. I saw some information on the GR Research website and elsewhere describing this approach, so I thought I would inquire more before I jumped in.


