Surface noise varies greatly depending on quality or pressing and type of stylus. Your McIntosh gear also homogenizes pretty much everything that’s coming in. Not a bad thing per se but it makes it difficult to distinguish differences.
What cartridge do you have?
In my system, unless it’s a really crappy vinyl, in most cases I can’t detect any surface noise while listening. This aside, I make every attempt to not compare streaming and vinyl. I try to enjoy

