This is probably the appropriate time to move over to streaming. It is replacing physical media as the mainstream source of music with as high a quality or better sound quality. Also for nearly no cost ($12 monthly) you get access to millions of albums. Quboz has well over half a million high resolutions albums. I'd look at this as the perfect opportunity to make the jump. Don't worry about the sunk cost you have in CDs... well, it's a sunk cost and virtually all your albums will be available on streaming.
Invest is a streamer only as you would any other components. You want to equal or best your DAC to get the most out of it. For you I would recommend a used Aurender streamer to get the most out of your money. Like a used Aurrender N200. Like many of us, after we got a streamer that sounds as good or better than CD and or vinyl your whole world of music enlarges and you don't look back.