Over 5 decades of this hobby, I've experienced component failure in all but three things; turntable, power cables and DAC. Every other kind of component has failed. Sometimes in spectacular fashion, with smoke and everything. Cool.
I cannot round the corner that an amplifier failure in an active speaker is going to cost multiples of an outboard amplifier failure and create more havoc. Either failure may take out the connected transducers with them. Tragic First World problem.
I've four pairs of ATC active speakers and no failure has happened. Oldest pair (12 years) is the 19A. Perhaps lesser quality brands of active present more problems. Cannot know that. The narrative of possible in-board amplifier failure should not be the deciding factor of ownership regarding an active vs passive design. They can all go very wrong.

