All these 2 ways are a compromise for the following reason...
A small driver covering around ~1000 to 1300 hz and above is an important concept, as there is a lot a spatial information, resolution, detail, harmonics, etc that can be preserved by doing so.
Small drivers playing that low can only come from a compression driver/horn speaker or tekton style of small driver array. Some 3-ways also do it in an intelligent manner. For, example, a small ~3inch very high quality zylon mid driver takes over at approximately 750hz and above in a yamaha ns5000, etc. The PS Audio FR10 is another example, a low mass ribbon midrange taking over from 550hz onwards...
This can all be demonstrated in a a/b with what to listen for in tracks. (not just the science of small driver impulse, low mass, etc)
In general, it is best to avoid these 2 ways.

