OP, in my view, resolution preference is real, but what's actually driving your experience deserves scrutiny. There's a good video on this which essentially argues:
Higher sample rates expose weaknesses in a DAC's implementation and analog output stage — what sounds "sterile" at 96/192 may reflect one's chain's vulnerabilities, not resolution itself.
More fundamentally, the mastering matters far more than the format. A brilliantly engineered 16/44.1 recording routinely outperforms a poorly mastered high-res file.
Also worth noting: most modern delta-sigma DACs internally upsample PCM anyway, which means the format battle is often already decided inside the DAC itself.
Video is here: https://www.youtube.com/watch?v=3WSxrtGOk48&t=489s
Overall, your sweet spot at 48kHz may simply be where your system is most forgiving — not where resolution peaks.

