Then pay the fee.....
Dealers charging a fee for using a credit card
I’m wondering if this is the new trend of dealers charging customers anywhere between 3 and 4% fee on the total sale if paying by credit card? I was going to buy a brand new item online for 5K, but stopped dead in my tracks when I found I was going to have to pay a 3.9% fee for using my Mastercard! The fee would have been almost $200.00! Since this dealer has mostly online sales, it sounds like a big money grab to me. Between the 5K price, add $275.00 for shipping and 200 for paying by CC plus sales tax of $300.00, it would have cost me $5775.00. I cancelled before I clicked send. I called the dealer and was told that is the cost of doing business on the internet, so I basically told them to pound sand.
Two weeks ago, I had all new brakes and rotors replaced on my 2020 Tucson with only 22K miles on it. The bill was $1375 and I paid with my card. When I got the statement, there was a CC fee of $37.00 added to the bill. I went back to the Hyundai dealer and was told all businesses do this and he pointed to the sign. I told them I saw the sign but paid with my DEBIT CARD, not a CC. I was told it didn’t matter. When I asked how many transactions were in cash, the service writer told me one out of fifteen pay in cash. This makes me sick to my stomach.
I would like to hear from others who have dealt with this.
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- 85 posts total
@stereo5 , do you recall if the merchant was going to charge sales tax only on the price of the item, before his added credit card fee? |
You know what, I’m done. It’s the same old same old. People don’t read the entire story, then say “you should have offered cash, what are you complaining about, if I don’t like it don’t buy it, I should have known better since there was no cash option, etc”. I didn’t ask what else should I have done, I said I didn’t like it and was wondering what others thought. Some of you are very quick to jump to conclusions. I hadn’t bought many big ticket audio components since my spending spree from October 2017 to February 2018 so I had no idea merchants were passing the buck onto the consumer. I have dealt with Audio Classics exclusively since 2017 and in December of 2020 during Covid I purchased a pair of JBL L100 Classic speakers. I did not pay a CC fee at that time. I also purchased a SVS sub for the JBL’s direct in 2021 and did not pay a CC fee. I will think twice before I start any new posts going forward.
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in defense of the responses @stereo5 I don't think it's all specific to your case, but people comment on using credit cards IN GENERAL |
- 85 posts total