@phillyb everything you said is what I hear. And it was exactly like that when the popular Nuforce class-d amps appeared 20 years ago. Then you hear traditional amplification that has ‘realism’ and you notice the weakness.
However there have recently been some ultra high end brands, such as Tidal and Aavik, who now claim to have cracked class-d in sound quality and the reviews seem to concur, so I keep hopes up.

