I wouldn’t worry about 6 mV signal after the SUT being "too high" - most decent MM stages will handle that perfectly fine, and personally I don’t like being in the reverse situation where I’m pushing my preamp volume control too high and still wanting more volume. And keep in mind you will often lose around 0.5 - 1 dB or so from the cartridge being loaded by the SUT - depending on its coil impedance and SUT ratio - so in the case of 20x and 10 ohms coils you lose 0.7 dB of signal from the loading, so that’s actually netting you about a 5.5 mV signal (down from 6 mV) anyways. 5.5 mV is pretty close to ideal for most MM stages.
Heck, my 0.3 Koetsu into a Sky 40 sound awesome on my VAC MM stage, and that’s netting over 10 mV of signal after the SUT! You certainly don’t want to overload the MM stage input, but good stages have lots of margin and will still sound good until you’re way off base.
I also wouldn’t worry too much about hitting a specific target loading number with a SUT. You definitely want to avoid loading the cartridge down too much, keep the load at least 6x - 10x the coil impedance. But beyond that, it’s mostly about choosing a ratio to the right output level. It’s not like active MC stages where you can get obsessed with finding the "perfect" load number. Once you get a good SUT match you will hear it and be happy! Recommendations from those who have your particular cartridge can be very valuable. But like I said before, the Bob’s Devices Sky have been great all-’rounders from what I’ve thrown at them.
Heck, my 0.3 Koetsu into a Sky 40 sound awesome on my VAC MM stage, and that’s netting over 10 mV of signal after the SUT! You certainly don’t want to overload the MM stage input, but good stages have lots of margin and will still sound good until you’re way off base.
I also wouldn’t worry too much about hitting a specific target loading number with a SUT. You definitely want to avoid loading the cartridge down too much, keep the load at least 6x - 10x the coil impedance. But beyond that, it’s mostly about choosing a ratio to the right output level. It’s not like active MC stages where you can get obsessed with finding the "perfect" load number. Once you get a good SUT match you will hear it and be happy! Recommendations from those who have your particular cartridge can be very valuable. But like I said before, the Bob’s Devices Sky have been great all-’rounders from what I’ve thrown at them.