Tinnitus worries...

I have it, too. But, my stereo doesn't seem to be influencing it. 
I would suggest consulting a hearing specialist. Sometimes something like TMJ might be a trigger.

NR - the main ingredient in the supplement Basis has been shown in studies to protect the hearing of mice from sound induced damage. (Whether they were given it before or after the exposure!!!)
It has had a host of other even more beneficial effects for myself and other family members.
I have tinnitus as well from lots of shows and drumming. I carry earplugs and don’t attend loud shows anymore.
I will say I am more sensitive to etched treble though And have recently gotten back into listening to vinyl.

Since taking basis I don’t worry about enjoying music at home any longer.

Also be sure not to use pain killers such as Aspirin or Advil, or use it very little. Reduce caffeine. Then wear ear protection doing vacuuming, using lawn mowers or leaf blowers, going to movies, or anything else where the noise level is high. Relaxation techniques such as slow deep breathing before listening can be helpful too.

Check, check and check on painkillers, (thankfully I don't need them) and no caffeine, I use quality earmuffs, (shooting style) while doing any yard work or using noisy machine tools, I am wondering if alchohol intake has any negative side effects as I do enjoy the evening cocktail or beer/wine. I actually got most of my new (used) audio gear off Audiogon for superb savings, if new I would have about 11k in my system. It's kinda heartbreaking that I can't fully enjoy it to its full potential. I do plan on seeing a hearing specialist to understand if there is anything in my daily activities that is causing a problem. I do daily morning road bicycle rides, and I even wear ear plugs as the wind noise is surprisingly loud. 

Racer45, sorry to hear you are so sensitive to even wind sound. With that information, I really think you should see a hearing specialist, Now.
My tinnitus is a pita, but nothing that makes me notice it during the day.
Thankfully, medical science has been addressing the ills of advanced age for a while, so now us young'uns benefit from their discoveries.