I just wanted to mention that I believe the phono stage in the 3020 is better than the supposedly same one in the stand-alone 1020 phono stage that NAD made. Don't ask me why. To beat it, the RGR preamp/phono was significantly better(my audio guy said the RGR is like a mini Boulder.). I'm sure the RGR has been bettered by many, in the years that have gone by. While this doesn't answer your question about a cartridge, it gives you an area that can be improved on in the future.
