It depends if one is a Clamp Termination School or a Solder Termination School.
I'm a do not use Banana Connector School, wire is connected to Chassis Mount and Speaker Terminal.
That is the most cost effective and most unadulterated method.
Building Speaker Cables
I have decided to build my own cables. For the cable I’ve chosen DH Labs T-14 cable for the cable connectors on the speaker side will be Furutech FP-201 (G) spade connectors, amp side will be Furutech FP-200b (G) banana plug connectors. Would it be overkill to silver solder all the terminals before sealing the connections with marine grade shrink tubing?