I am a little bit into the weeds here... My digital knowledge/background is - how do you say ...less than zero. Speak to me as you "would a young child ...or a Golden Retriever". Digital path...ethernet - streamer - Dac/clock - to my preamp...is this correct??? The clock portion – I am at a loss…??? My experience/purchases with used or "b" stock has not been positive; prefer new with a great warranty & exceptional customer service. Several of the paths mentioned have good/great reviews. I am retired and have put this money aside to finalize my system...it is a lot of $$ for me personally, but will match/complete my system. I will travel to hear the system and make comparisons. To simplify... a one box/complete system or separates? The price point is a stretch...so want do it right...don’t want to hassle with upgrading. I will be mostly streaming but use my CD player about 20 % of the time...open to ripping my 2000+ CD collection into a data bank....pros/cons of this...I have no idea? I have come to embrace the simplicity of the streaming path,,,simple, easy, choice at the push of a button. Looking at different options - can not believe some of the cost/price points...wow?? Looking at a quality streamer, a great/exceptional (very exceptional) DAC/clock, interconnects/cables that match, easy user interface, reliable, well-made/designed, reliable warranty, great customer service, on-line upgrades, and most important musical equivalent to my analog side.... Am I asking alot????