I forgot to mention, there is nothing wrong with step up transformers. If you have a phono stage that you like the best thing to do is install naked but shielded transformers inside the phono stage. You can add a switch to switch them in or out of the circuit. Personally I do not like switches an other controls in the cartridges signal path. I only ever keep one cartridge installed, the one I like best. So, I will go in and move two wires. Might take me 10 minutes total. I have an ARC PH3 SE which I adore. But, it only has 54 dB of gain which is not enough for many cartridges. I installed two Sowter mono phono transformers and they sound great. Doing it this way results in a quieter situation and it avoids another interconnect and two connections in the signal path. Rt now I have a high output Soundsmith cartridge so the transformers are disconnected. I would very much like to try an ultra low impedance cartridge with a current mode phono stage but I just spent all my Hi Fi money for the year.
Maybe next year:-)