If you want the convenience of banana plugs, go with a quality brand of Z-style plugs. You'll get more surface area contact then with a spade or bare wire and a snug fit, though not as tight as can be achieved with the other two approaches. Don't bother with the regular-style of banana; the Z-plugs definitely give you a better fit.
You can see the difference between banana and Z here (this is a UK site):
http://www.hifi4less.com/Banana_Plugs.htm
You can see the difference between banana and Z here (this is a UK site):
http://www.hifi4less.com/Banana_Plugs.htm