So now we have
I don’t have an HDMI choice, so I have no idea about it being better. I have, however, been experimenting with
DSDMQA vs PCM by playing the same album on Qobuz and Tidal. I think I mostly prefer PCM for its better delineation of instruments. It also handles attacks better. However, every now and thenDSDMQA seems more airy and I prefer that on a few albums. My accountant wife says one has to go. I think I’ll keep Qobuz.
MQA is delivered via PCM, but is essentially a lossy format.
As of July 24, 2024, Tidal has officially dropped support for MQA (Master Quality Authenticated) and 360 Reality Audio formats, replacing them with HiRes FLAC (Free Lossless Audio Codec) for high-resolution streaming
In Australia, Pure Audio Blu-ray disks (mainly rock music) were sold by just about every record store until on-line sales took over. I have shown you where to buy some several times now.
You say
money will always be my biggest constraint
but you also say
I'm not interested enough in the science to totally retain it. I am much more interested in the sound
In my opinion, your biggest constraint is not money, it is your disinterest in scientific explanations which seems to prevent you from spending wisely.

