I recall that in the past, personal property insurance was more piece meal, but in my case it has become more packaged over time. My coverage includes my home and automobiles under an umbrella package.
I've gone over this with my broker, and they provide standard plan coverage, so in my case $475K for personal property. The only relevant type that falls outside of the standard is jewelry, and they told me that my audio equipment is covered in the $475K amount. This reminded me of bundled packages from cable providers.
Of course, you want to keep documentation and take pictures of your gear. And, I realized posting my system here, may be another good way to add to that documentation.
Kenny
I've gone over this with my broker, and they provide standard plan coverage, so in my case $475K for personal property. The only relevant type that falls outside of the standard is jewelry, and they told me that my audio equipment is covered in the $475K amount. This reminded me of bundled packages from cable providers.
Of course, you want to keep documentation and take pictures of your gear. And, I realized posting my system here, may be another good way to add to that documentation.
Kenny