As I’ve never lived on credit cards, I wanted to purchase it for cash. The dealerships were declining selling it for cash even when I had more than solid sources of income LOL!!! They get more earnings on crazy bank fees they charge so they weren’t interested at all ...
If you're truly paying cash, then there are no bank fees or income check. You pay cash, as with a bank check for the full purchase amount, less trade if any. That's the way I usually buy a car and I've never had a dealer decline.