I don't think you are set up to make sensible comparisons between SACD (which is natively multi-channel DSD) and PCM sources. PCM includes CD quality and higher resolution formats. As such it can be two-channel on CD and most streaming services, or multi-channel.
If you really want to compare the same recording played back through several digital formats, buy a release or two from 2L.no which includes both hybrid SACD and Pure Audio Blu-ray disks in the same package. You immediately eliminate all the uncertainties about streaming.
For less than the cost of most cables, you can buy a Sony universal disk transport which plays CD, SACD and Pure Audio Blu-ray as well as DVD and 4K video disks. It comes with an HDMI cable.
In my opinion, by far the greatest improvement in sound quality comes when you add extra channels to a good 2-channel system. The further improvement possible from DSD over CD is immediately apparent in quiet passages of classical recordings - simply play a hybrid SACD and switch your transport/player to the CD layer.
Hi-res (which is just PCM with higher sampling frequency and/or greater bit-depth than CD-quality) also blooms in multi-channel. Pure Audio Blu-ray goes way beyond SACD for number of channels, going from 5.1 for SACD to 32 virtual channels for Dolby Atmos.
You owe it to yourself to grab a pack or two from 2L.no and find a dealer that can play them through a resolving system. Here's what a typical 2L.no pack contains:
Hybrid SACD
MCH 5.0 DSD
Stereo DSD
RedBook PCM: MQA CDPure Audio Blu-ray
2.0 LPCM 192/24
5.0 DTS HD-MA 192/24
7.0.4 Auro-3D 96kHz
9.0.4 Dolby Atmos 48kHz
mShuttle: MQA + FLAC + MP3
Region: ABC - worldwide
One day, streaming might catch up, but until then ...

