Insuring Your Vinyl Collection and Equipment


My insurance company will not insure my vinyl and CD collection as part of my home insurance policy. It basically is beyond them how to deal with the collection of a couple thousand records.

Looking for suggestions on where and how you've insured your collection and even your equipment.

Thank you!
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Showing 1 response by dave1980

“Wow”!
as a 41 year insurance agent I’m a bit shocked but not totally. To those of you that think you know about everything, including insurance, you know little about my industry/career and you are wrong (oldhymec). 
Yes vinyl can be insured. Anything of a intrinsic value potentially can be insured. The carrier only cares, can they make $$$ and is the item “properly” valued.

The carrier wants a proper valuation from a reputable source. I have insured vinyl collections, audio hardware, and crazy stuff for decades.

Simply, proper authenticated appraisals/ valuations are required. Then insurance coverage is available . By the way, this kind of coverage is “All Risk”. Everything is covered including dropping it, losing it, mysterious disappearance
etc. I sell policies very inexpensively with no deductible. Consult your local “Good Neighbor” agent.

If anybody has any insurance questions please ask me. Happy to help everyone here!

Dave