cost of speakers in relation to the rest of the system

I've never subscribed to any sort of "ratio" when it comes to complementing my amp/preamp or integrated setup, but retrospect relates that I've spent far less on speakers than the aforementioned equipment. 

Then again, I've been fortunate enough to purchase various Thiel models used, a couple Von Schweikerts, and more than a few others which were obtained at fractions of their original selling prices. Which, if calculated at their original prices more or less has me on par with my amps, etc. 

I like Thiel first and foremost, followed by Magnepan, Usher, Von Schweikert, Totem, and Dynaudio. Some were expensive , some were not - my wheelhouse thus far has been around $4000 for new models, and I think once you hit this mark the rewards diminish precipitously. 
Does a $10,000 speaker best a $3000 speaker?  Maybe. Perhaps. But the performance increase - real or imagined - comes in much smaller increments as you move up the ladder. 

Given their relatively small footprint Totem speakers are pretty damn amazing. Same can be said for Maggies - albeit with a larger physical impression. For me, it's Legacy Thiel. 

Don't fall into a trap with a ratio. There are truly so many very good speakers to be had out there that price alone cannot introduce you to. 

MSRP calculating is utter nonsense when one calculates the "value" of one's system because in the real world the MSRP is nothing but a figment of the manufacturer's imagination, not to fail mentioning that it's also price - fixing - hello McIntosh?  Weber grills?  It's almost laughable when you "shop" their products - and folks wonder why bricks and mortar retailing is suffering?

There is nothing about paying a manufacturer's MSRP that has made me feel better about buying their wares - shopping for high end equipment needn't be an exercise in discovering  that manufacturers can and often do hold their retailers hostage if they don't abide by their ridiculous parameters, the first and foremost being that they don't sell for less than their imaginary worth. 

Anyway...on point. 

My speakers are Thiel 3.6's mated to a REL T7 sub. Cost ratio?  About 1/3 of my total, with the Simaudio being the biggest ticket item currently. 

It ain't the clubs, Laddie. It's what fits your budget and wows you.