The fact that the world economy didnt come to a screeching halt in mid-2020 is clear evidence that the monetary policy worked. Its time to unwind it in as orderly fashion as is possible. Now, are the past 24 months in the economy and financial markets a surprise? If they are a surprise to you then please take some time to explore the topic more deeply. If its not a surprise and you didnt position yourself financially…why not?
I’m pretty conservative so a major part of my portfolio was hedged in March of 2020. I got to unwind the positions in an orderly fashion and the hedges went through the roof(see what happened to the VIX in March 2020). You reinvest when markets are down and repeat. If you dont have a financial advisor, get one. Most who dont have one may be under the mistaken impression they dont have enough investable assets. Keep looking until you find one, it can be financially life altering.