Help with new home

At 65 I'm going through a divorce of 9 years which shouldn't be to much of a financial hit. My current listening cave is in an exposed basement with patio doors. For 30 years the sound has been great. I won't bore you with my equipment but it's worth only a measly $10,000.00. I use to have Infinity Kappa 8's with a Adcom 555II for the required power. The last year I upgraded speakers, upgraded the amp due to recommended suggestions running new speakers with a 20 year old amp. New CD player, new pre-amp, cables, power conditioner, and my first Sub which has really given me the low end I have missed since the Kappa's. My question, at my age of 65 and being alone I don't need a big house, I grew up on a lake my whole life but done with that scene. Looking for something in the $200,000.00 range. I have 2 options, (1) find something that if I have close neighbors then look for a finished basement, (2) Buy something with a nice living room to play my music if the neighbors are far away. I know the only way to find out is to set my system up in the house and try it, but that is not an easy test. 
I normally listen in the high 70 or low 80 decibel region but occasionally push it into the low 90's. 
I maybe lucky with my current room but I visited someone with a similar room and compared his $100,000.00 system and I wasn't impressed at all.
So how can I test a new house for not disturbing the neighbors?
I would gladly pay more for a finished basement but to save money a first floor living room would work out just great.
Thanks for any input.