@ghasley
I agree that this is not the place to debate the issue, but your response suffers from straw men. No one said that they wanted "no inflation", nor did anyone suggest that banks were "forcing housing loans on poor". Etc.
Official government statistics on inflation are a joke. Look at the spiraling costs of health care and home ownership in the U.S. Do you think that they are somehow positive?
Suppressing interest rates, as the Fed has done over 20 years now, is a disastrous policy. Not only does it essentially force savers into risk assets, where they are typically burned when the Fed-blown bubbles burst, but, as you no doubt know, it masks risk to an insane degree. Of course other Central Banks have joined in, but we are now arguably at the apex of the biggest credit/debt bubble in human history. They are trapped. They can't "normalize" rates. In fact, they barely raise them above zero without blowing up the market bubble for which they themselves are responsible. The staggering debts can never be repaid, except through hyperinflation. What do you imagine will happen when the bubble bursts in earnest? I would argue that it has already burst, but that the trillions created to prop up markets have masked the fact.
Anyhow, probably best to stick to a topic that we can all agree on, like the merits of rap music.