and 7,000 CDs and 7,000 78s.
I have a storage room adjacent to my custom built listening room which holds 18,500 LPs and 78s and the nearly all the CDs. I have about 250 CDs in a rack in the corner of my listening room. The LPs are arranged by genre, alphabetically. 2/3rds are on word perfect files by genre, LP, 78 and CD.
The rest of the LPs are located in a storage shed (5,000) in two garage walls (2,000) and another 3,000+ in another storage off site (mostly opera & vocal-inherited of which I have 70% already, sometimes twice from another inherited collection).
I do not have my records insured under my personal articles policy. They wouldn't take it. However, I do have all my audio equipment and furnishings above $250 (about $180,000) in it. I do have a Nationwide Private Client HO5+ policy which is not the common policy HO3 and my agent said that my records would be covered. After purchasing my home for $1,350,000 in 2019, my homeowner's insurance is now $2,450,000 plus a 200% bonus to replace/repair so $4,900,000. That's so that the company could increase the premium (more than doubled). My most precious recordings are in my house storage room.
I've sold over 18,000 records in the past 30 years. I have a rule, if I don't potentially want to hear a recording three times annually, out it goes.
I could not replace my 78s or 1/3 of my CDs and LPs as they are rare or limited issues (500 to1000 each). E.g. Marston, Romophone and Biddulph 1000 pressings with the Marston on a subscription basis. 750+ CDs on those three labels.