You should be able to get a " Rider " for your contents under your Homeowners Policy..I have had one for years and collected many years ago on a Audio Research SP-8 catching fire ( Telephone pole Transformer blew up on Xmas day ) and torching the unit...I called and had a check for $1200 with 2 weeks....
Separate Insurance Policy - LP's, Memorabilia, Etc
Afternoon All,
I was recently informed by my homeowners insurance company that not a single LP, poster, etc. I own is covered under personal property replacement.
They suggested Lloyd's Of London, which is a little ridiculous, since I'm not a store or franchise.
Can anyone out there make a recommendation for a place that's reasonable? I don't have a gigantic collection, but I certainly have enough where I need this stuff covered in case something happens.
Any help is greatly appreciated!
I was recently informed by my homeowners insurance company that not a single LP, poster, etc. I own is covered under personal property replacement.
They suggested Lloyd's Of London, which is a little ridiculous, since I'm not a store or franchise.
Can anyone out there make a recommendation for a place that's reasonable? I don't have a gigantic collection, but I certainly have enough where I need this stuff covered in case something happens.
Any help is greatly appreciated!