I just narrowly averted damage to my LP's when a freak hail storm shattered all of my sky lights and the hail and rain came pouring in. The rack was against the far wall and remained fairly dry except a dose of humidity. I have State Farm and they have been great so far with paying for the damage to the house. I did bump my personal possesion coverage to cover audio related items per my agents recommendation many years ago.
Separate Insurance Policy - LP's, Memorabilia, Etc
Afternoon All,
I was recently informed by my homeowners insurance company that not a single LP, poster, etc. I own is covered under personal property replacement.
They suggested Lloyd's Of London, which is a little ridiculous, since I'm not a store or franchise.
Can anyone out there make a recommendation for a place that's reasonable? I don't have a gigantic collection, but I certainly have enough where I need this stuff covered in case something happens.
Any help is greatly appreciated!
I was recently informed by my homeowners insurance company that not a single LP, poster, etc. I own is covered under personal property replacement.
They suggested Lloyd's Of London, which is a little ridiculous, since I'm not a store or franchise.
Can anyone out there make a recommendation for a place that's reasonable? I don't have a gigantic collection, but I certainly have enough where I need this stuff covered in case something happens.
Any help is greatly appreciated!