It's also what you like to hear in music and what you buy. You may find a $1,000.00 DAC that produces wonderful music but I can't think of an amp at the price which will do the same. Same for pre-amp and speakers. However, there is no "break-off" point at which differences become miniscule. I went from $1,500.00 speakers 7 years ago to $5,000.00 ones. The new ones were not 3.5 times better but the improvement was so meaningful that there was no question. Same thing for going from $3,600.00 amp to $6,500.00 one. Difference was more than worth it. However, I have gone from an $8,200.00 pre-amp to $1,500.00 passive and was happier with the passive. I've just now gone from the passive to a $5,250.00 pre which is musically better so easily worth it.