This doesn't seem to add up compared to the many transactions I have accomplished on this site. The OP's mention of a CC makes me wonder if this was a dealer of some sort (used equipment dealer maybe?) or maybe the OP is talking about PayPal. Also, the OP's discussion of 60 days and then 30 days implies some form of formal trial period, which is rare but not unheard of for used equipment resellers (such as The Music Room). However, that the OP doesn't seem to know if there was a trial period, how long that period was, or the exact terms, supports what has been assumed here, that the "member" the OP purchased from is a private seller. If the OP is in fact a lawyer, he/she should have a better understanding of the need to review the terms of a deal. In the future, the OP should probably purchase their gear new to receive the protections offered by working with a dealer.