Never use Paypal! I had a friend who sold a gold coin on eBay. Paypal holds the money so he was paid some time after the buyer had paid. When he could, he took the money out of his account. Soon after, he received a complaint that the buyer had not received the coin, but he sent it such a way that he knew the coin had arrived, and been signed for. Paypal insisted he return the payment, despite his evidence that it had arrived safely. If the money had still been in the account, Paypal would have just taken it! My eBay and Paypal accounts were hacked, the best thing that ever happened to me...I got over the bidding madness. I have found many Paypal users will also accept credit cards. Also, I have been screwed by buying from strangers online, but most people are honest and reasonable.