Hang onto your sub if you are going with the MG12s. And get an active x-o.
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No your not downgrading,price doesn't always mean more or less in sound quality.What kind of amplifier are you going to run with the Maggies? As Jimbo suggests keep the sub and make sure you have the right amp for those maggies.With the right amp you will know within 2 minutes after firing those Maggies up that you haven't downgraded.
I acquired a pair of MG 12's recently and am very happy with them. Just a few things to keep in mind...
1) make sure your amp is up to driving the maggies,
2) placement is a bitch. Moving the speakers half an inch will affect the sound. It took me about 2 months to set them up properly.
3) the speakers are not forgiving. Poorly recorded cd's sound horrible. Conversely good ones are awesome.
4) Replace the tweeter jumper. I made a jumper using Kimber 8TC cables and banana plugs. I think Cardas makes jumpers also.