Lightning Strike


The tree in the backyard was hit by lightning and smoked most my electronics.
The components that still power up is my concern. The pre-amp has noticeable distortion that you can hear when adjusting the volume or switching between components. What are the chances my insurance company will replace these items even though they still appear to work? I'm worried 2-3 months from now if they stop operating I'll be outta luck getting any claim on them.
giglr

Showing 1 response by cruz123

power up means nothing and a claims adjuster should know that. Otherwise, the adjuster is trying to rip you off.

Why? An insurance adjuster isn't an electician or electrical engineer. In any event, most policies cover the cost to repair or replace, whichever is less. You may have to get a statement from a qualified repair facility to prove the pieces are not repairable.