Really, the only one who can make that decision is you. I know the Oppo is a top choice for audiophiles in this price range. Will you be using it to play just CD's, or do you need other formats as well?
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I have the 95 and have not used the 105. Although the 105 does have feature improvements over the 95, it is nevertheless possible even with the 95 to play digital audio files either (1) that are stored on an external hard drive which is then connected to the 95's USB port or (2) that are stored on a PC which is then connected wirelessly to the 95.