I was in a fire and everything burned up. Just because your belongings were insured for X $$$, it doesn’t mean squat on what you might get from the insurance company. To issue a claim against that insured value, you have to specify how many forks you lost, how many pairs of pants, and which albums burned up. I had musical instruments that burned up and to prove what I had, I had pics and in some cases, paperwork in an offsite savings box that proved my claim. In 1978, I tried to insure my audio equipment and they told me I couldn’t because the ratio of audio equipment value against the value of the house was not as great as what they required, I couldn’t insure my audio equipment
Insuring Your Vinyl Collection and Equipment
My insurance company will not insure my vinyl and CD collection as part of my home insurance policy. It basically is beyond them how to deal with the collection of a couple thousand records.
Looking for suggestions on where and how you've insured your collection and even your equipment.
Thank you!
Looking for suggestions on where and how you've insured your collection and even your equipment.
Thank you!