First off, check around for an insurance company that will pay if you make a claim, some will do everything in their power not to pay should you ever need them...ask friends if they have ever needed to file a claim, if so...ask them their opinion regarding dealings with their company. Filing claims is not something most of us ever do...I've filed two in 35 years.
I had a house fire around 10 years ago, I had a good company and they got right on it...I had replacement cost insurance on everything. I've heard some not so good stories from others regarding dealings with their companies over the years. I'm thinking not all companies are created equal, I did see a news story not long ago on TV regarding the huge S.F. earthquake that happened several years ago...seems 1000's had bad insurance companies that have never paid to this day!
Dave
I had a house fire around 10 years ago, I had a good company and they got right on it...I had replacement cost insurance on everything. I've heard some not so good stories from others regarding dealings with their companies over the years. I'm thinking not all companies are created equal, I did see a news story not long ago on TV regarding the huge S.F. earthquake that happened several years ago...seems 1000's had bad insurance companies that have never paid to this day!
Dave