2. misc-audio
  3. 1029264477

Insurance rider for your gear?

How many of you folks here have a separate rider on their homeowner's insurance policy for their gear? This question was posed to me by my understanding spouse as she perused the the credit card statements containing my most recent acquisitions.

I know that we are covered up to certain amounts under contents, but our system is now at the point where it represents at least 25% of the total covered by our policy for contents of the house.
slipknot1

Showing 1 response by sugarbrie

sugarbrie
3,854 posts
 
I've always wanted that explained to me. My regular personal property replacement coverage is more than enough to replace every item in the house, even paying manufacturers' list prices; so why do I need to pay more for the audio gear??

A good friend got robbed this past summer; and his insurance carrier replaced everything without the rider.

More to discover