I just purchased the 103 myself, and have it set up as a processor straight to my amp. Seriously impressed, I can't hear anything lacking as the OP found, perhaps it is system dependent? I also have the Oppo 95 in a 2 channel system and I have to say, Oppo rocks!
I'd hold off on the XMC, every single processor that Emotiva has released in the last 4 years has had bug issues, some really quite stunning. Give it some time to see how things shake out.
I'd hold off on the XMC, every single processor that Emotiva has released in the last 4 years has had bug issues, some really quite stunning. Give it some time to see how things shake out.