If you have a limited budget, maybe a Sony HAP-z1es or a Bluesound would do the trick, providing you have strong WIFI at your rack.
The Sony is a good way to get started. You can transmit all of the ripped files to the Sony via WIFI. The problem is that I don't believe it supports streaming from Tidal or Qobuz. These require a subscription.
The Bluesound Node2 will do your local files as well as streaming if you want that. You can use the DAC inside the Bluesound or add an external DAC.