Cartridge loading is very system dependent. I never loaded my Benz carts until I got into my Brodmanns and Ref110 amp. I can hear the difference between 40 and 50 ohms-ain't huge but I can hear it AND have a preference. I've settled on 100 for the Hana ML. This is in my #2 table which has an old Fidelity Research FR64fx(removable headshell) & I've got several cartridges that are easy to swap. Don't scrimp on a transformer if you go that way. The difference can be huge BUT each one's different. I borrowed a $2600 Dynavector and it wasn't as good in my system as an old Audio Interface. AND I'm using a transformer INSTEAD of the hi gain setting on my ARC Ref Phono 2! This can be an alternately infuriating and engrossing hobby. Thank god for music. BTW if you know a friendly tech, he might make loading plugs up for less than DB Sys. Find a couple old interconnects with decent plugs that can be taken apart-I used cheap old Monster Cable and they will be better than DB's.