In case of PayPal vendors are at risk too. All you need is for an unscrupulous buyer to put in a false claim and you're out of your money. This happened to me where the buyer claimed that the goods arrived damaged. Paypal returned his money, I never got my goods back that were in his possession and later I found out that he had sold them to someone else in Canada. I'm still out $25k! And PayPal just shrugged it off with a sorry.
david
david