I had a 10 year account until one day they sided with the chinese knockoff guy, $13 minimum as it was I closed my account. Glad it didn't happen on a large amount. It's convenient but can be and is, exploited.
@stereo5 , That's what I use but wasn't sure about the protection aspect. So when using PayPal with a CC as default source, if there is a payment dispute will the CC company be the overriding protection? IOW, if PayPal rules against you, can you have the CC security dept. investigate the charges?