“Am I liable if someone gets shocked?” Maybe, but if it’s a defect in the cord, you point to the manufacturer. Same if it’s UL listed.
”could my homeowners policy deny a claim if they determine a non approved cord denied a fire?” Unlikely, but every policy is different and the policy language would have to be reviewed.
”could my homeowners policy deny a claim if they determine a non approved cord denied a fire?” Unlikely, but every policy is different and the policy language would have to be reviewed.